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What people think about Centennial Bank?
This lender is a scam. I will never apply again. $20 goes towards loan and you keep $84 for interest.
Rebecca Mann
I took loans from Centennial Bank many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 2 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Reta Huel
Stay away!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.
Erling Pfannerstill
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Paragould, Arkansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online payday loans can be the right solution to your short-term financial difficulties in Paragould , Arkansas because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
17% usury cap
Advantages of Centennial Bank that offers payday loans in Paragould, Arkansas
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments in a timely manner.
To get approved for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.
Other Payday Lenders in Paragould, Arkansas
The Bank of Fayetteville
1 S Block Ave, Fayetteville, AR 72701, USA
+1 (479) 444-4444
www.mebanking.com
Farm Credit of Western Arkansas - Alma
641 US-71 #102, Alma, AR 72921, USA
+1 (479) 430-7287
www.myaglender.com
Arvest Bank
1802 Forest Hills Blvd, Bella Vista, AR 72715, USA
+1 (479) 464-1663
locations.arvest.com
Lion Federal Credit Union
1580 Haynesville Hwy, El Dorado, AR 71730, USA
+1 (870) 863-4335
www.lioncreditunion.com