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What people think about Centennial Bank?
Said I was approved for a cash advance loan. Have been waiting 4 days, still no money I my account. I think it’s fraud.
Mabel Legros
This lender is a scam. I will never apply again. $30 goes towards loan and you keep $87 for interest.
Brandy Lynch
Interest too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Keenan Stokes
Pay Attention
The previous three items charactirize a precise company. But below you can read common data about payday loans.
Payday Loans in Paragould, Arkansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Paragould, Arkansas is are easy to get. The APR is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
17% usury cap
Advantages of Centennial Bank that offers payday loans in Paragould, Arkansas
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can save people who have low credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are certain that you can afford payments in a timely manner.
To get accepted for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.
Other Payday Lenders in Paragould, Arkansas
First National Bank of NWA
801 N Dixieland Rd, Rogers, AR 72756, USA
+1 (479) 621-6800
www.fnbnwa.com
BancorpSouth Bank
3390 N Futrall Dr, Fayetteville, AR 72703, USA
+1 (479) 527-0186
www.bancorpsouth.com
First State Bank Carlisle
213 N Court St, Carlisle, AR 72024, USA
+1 (870) 552-7500
www.firststatebk.com
