Centennial Bank Payday Loans Review - Siloam Springs, Arkansas

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4.4 5 reviews

Organization owner?

2485 Hwy 412 East, Siloam Springs, AR 72761, USA

+1 (479) 238-8180

www.my100bank.com

Friday

8AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

Feedback about Centennial Bank?

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Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Siloam Springs, Arkansas

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Siloam Springs, Arkansas are taken out problem-free. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

17% usury cap

How will Centennial Bank help issue a payday loan in Siloam Springs, Arkansas?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Siloam Springs, ar will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see