Centennial Bank Payday Loans Review - Siloam Springs, Arkansas

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4 2 reviews

101 Highway 412 East, Siloam Springs, AR 72761, USA
+1 (479) 238-8140
www.my100bank.com
Friday
8AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Testimonials

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Here you grapple with the reviews of our customers.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Siloam Springs, Arkansas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Siloam Springs, Arkansas is issued simply and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

17% usury cap

How will Centennial Bank help issue a loan in Siloam Springs, Arkansas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Siloam Springs, ar will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the loan.

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Other Payday Lenders in Siloam Springs, Arkansas

Diamond Bank

404 E Collin Raye Dr, De Queen, AR 71832, USA

+1 (870) 642-2100

www.diamond.bank

Southern Bancorp Bank

403 W, AR-18, Manila, AR 72442, USA

+1 (870) 561-4424

banksouthern.com

Southern Bancorp Bank & ATM

1040 E Main St, Blytheville, AR 72315, USA

+1 (870) 763-1157

banksouthern.com

Arkansas Federal Credit Union

1114 AR-35, Benton, AR 72019, USA

+1 (501) 982-1000

www.afcu.org

Arvest Bank

1608 Highway 71 North, Mena, AR 71953, USA

+1 (479) 394-8210

locations.arvest.com

Farm Credit of Western Arkansas - El Dorado

3400 W Hillsboro St, El Dorado, AR 71730, USA

+1 (870) 863-7237

www.myaglender.com

Farmers Bank

120 US-71, Huntington, AR 72940, USA

+1 (479) 928-1500

gofarmersbank.com

Simmons Bank

205 Sylamore Ave, Mountain View, AR 72560, USA

+1 (870) 269-2400

www.simmonsbank.com

The Bank of Fayetteville

1 S Block Ave, Fayetteville, AR 72701, USA

+1 (479) 444-4444

www.mebanking.com