Southern Bancorp Bank Payday Loans Review - West Helena, Arkansas

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5 reviews

Organization owner?

432 Sebastian St, West Helena, AR 72390, USA

+1 (800) 789-3428

banksouthern.com

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–6PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

DATA REDACTED

Arkansas

DATA REDACTED

United States

Feedback about Southern Bancorp Bank?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in West Helena, Arkansas

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in West Helena, ar. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

17% usury cap

How will Southern Bancorp Bank help issue a payday loan in West Helena, Arkansas?

24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial capabilities to approve the application. Cash advance in West Helena, Arkansas may help level up your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as APR.

Let's see