Golden Bank, N.A. Payday Loans Review - Alhambra, California

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Organization owner?

105 E Valley Blvd, Alhambra, CA 91801, USA

+1 (626) 320-1938

www.goldenbank-na.com

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

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Feedback about Golden Bank, N.A.?

Here you get acquainted with the feedback of our clients.

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Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Alhambra, Illinois

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Alhambra, Illinois is issued easily and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Golden Bank, N.A. help take out a loan in Alhambra, Illinois?

24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Alhambra, il will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see