The Loan Guy Payday Loans Review - Aliso Viejo, California

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26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656, USA
+1 (949) 394-4442
jmj.me
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–7PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2008-07-17

Mailing Address

California

United States

Company Name

JMJ Financial

JMJ Financial

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Aliso Viejo, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Aliso Viejo, California is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will The Loan Guy help take out a loan in Aliso Viejo, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Aliso Viejo, California. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

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