Safe 1 Credit Union Payday Loans Review - Bakersfield, California

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3.9 33 reviews

Organization owner?

400 Oak St, Bakersfield, CA 93304, USA

+1 (661) 327-3818

www.safe1.org

Thursday

9AM–5:15PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:15PM

Tuesday

9AM–5:15PM

Wednesday

9AM–5:15PM

Domain Info

Feedback about Safe 1 Credit Union?

Here you read the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Bakersfield, Vermont

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Bakersfield, Vermont is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

18% APR small loan cap

How will Safe 1 Credit Union help take out a payday loan in Bakersfield, Vermont?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Bakersfield, Vermont. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

Let's see