Advance America Payday Loans Review - Bakersfield, California

Your personal information is safe with us

4.8 152 reviews

Loan agency in Oildale, California

Organization owner?

2353 N Chester Ave, Bakersfield, CA 93308, USA

+1 (661) 387-9285

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Domain Info

Feedback about Advance America?

Here you see the reviews of our clients.

Note

Pay Attention

Lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Bakersfield, Vermont

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Bakersfield, Vermont is issued simply and quickly. The interest rate is defined depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

18% APR small loan cap

How will Advance America help issue a loan in Bakersfield, Vermont?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Bakersfield, vt review this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see