Bank of America Mortgage Payday Loans Review - Berkeley, California

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Organization owner?

1516 Solano Ave, Albany, CA 94707, USA

+1 (510) 506-1962

www.bankofamerica.com

Domain Info

Mailing Address

5000 US HWY 17

Fleming Island

32003

United States

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

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Here you read the reviews of our clients.

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Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Berkeley, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Berkeley, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Bank of America Mortgage help take out a loan in Berkeley, Illinois?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

14%

Healthcare Bills

16%

Traveling

12%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Berkeley, il consider this circumstance not a drawback to issue a loan. The customer of a cash advance should be ready to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only cope with current problems, but enhance the credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

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