1st Northern California Credit Union Payday Loans Review - Brentwood, California

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5 reviews

8660-E, Brentwood Blvd, Brentwood, CA 94513, USA
+1 (888) 387-8632
www.1stnorcalcu.org
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Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Brentwood, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Brentwood, New York is issued easily and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will 1st Northern California Credit Union help take out a loan in Brentwood, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Brentwood, ny consider this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on time and not only resolve current problems, but enhance the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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