Monterey Credit Union- ATM Payday Loans Review - Carmel, California

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2 reviews

26135 Carmel Rancho Blvd, Carmel-By-The-Sea, CA 93923, USA
+1 (831) 647-1000
www.montereycu.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Testimonials

What people think about Monterey Credit Union- ATM?

Below you get acquainted with some of the reviews of our customers.
Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Carmel, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Carmel, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several factors.

APR

25% small loan cap

Advantages of Monterey Credit Union- ATM that offers payday loans in Carmel, New York

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we remind you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments on time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

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