California Bank & Trust Payday Loans Review - Chula Vista, California

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3.9 9 reviews

Organization owner?

444 3rd Ave, Chula Vista, CA 91910, USA

+1 (619) 409-4000

calbanktrust.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about California Bank & Trust?

Here you get acquainted with the feedback of our clients.

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Pay Attention

Above-shown info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Chula Vista, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Chula Vista, California is issued simply and fast. The interest rate is set considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will California Bank & Trust help issue a loan in Chula Vista, California?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Chula Vista, ca will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

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