Westamerica Bank Payday Loans Review - Clovis, California

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.

Low

300 – 579 points

• No ability to get a loan
• No ability to rent a room

Average

670 – 739 points

• 80% of loan approval
• Apply for all loan types

Perfect

740 – 799 points

• 95% of loan approval
• Apply for all loans including mortgage