Stearns Lending Inc Payday Loans Review - Concord, California

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Loan agency in Concord, California

Organization owner?

1390 Willow Pass Rd #380, Concord, CA 94520, USA

+1 (925) 603-1700

Testimonials

Feedback about Stearns Lending Inc?

Here you see the feedback of our clients.

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Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Concord, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue payday loans in Concord, Massachusetts. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

23% small loan cap

How will Stearns Lending Inc help issue a loan in Concord, Massachusetts?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the application. Cash advance in Concord, Massachusetts may help level up your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

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