Exchange Bank Payday Loans Review - Cotati, California

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4.7 3 reviews
Organization owner?
590-A E Cotati Ave, Cotati, CA 94931, USA
+1 (707) 795-5481
www.exchangebank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Exchange Bank?

Below you read some of the testimonials of our customers.

Was invited to a birthday party but was empty at that time. A friend recommended me to use Exchange Bank. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was simple.

Sabina Price

A good website. These guys quickly processed my application. Had money in my account the next morning. If you need some extra funds urgently, this is the best lender, I’m telling you!

Rowland Walsh

I want to say Many Thanks to the team of Exchange Bank. They offer quick solution to any sudden money problems. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was bad. I will surely use this company if I need money again.

Aiyana Hahn

Note

Important

Now you can read general aspects of payday loans.

Payday Loans in Cotati, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Cotati, California is are easy to access. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Exchange Bank that offers payday loans in Cotati, California

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments on scheduled.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see

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