A Prime Rate Financial Payday Loans Review - Dana Point, California

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Organization owner?

33651 Big Sur St, Dana Point, CA 92629, USA

+1 (949) 240-6663

Testimonials

Feedback about A Prime Rate Financial?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Dana Point, California

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Dana Point, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will A Prime Rate Financial help take out a payday loan in Dana Point, California?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Dana Point, ca will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see