Bank of the West Payday Loans Review - Downey, California

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2.9 16 reviews

10230 Paramount Blvd, Downey, CA 90241, USA
+1 (562) 928-3361
www.bankofthewest.com
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Testimonials

What people think about Bank of the West?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

The previous three items charactirize a specific lender. But below you can read general data about payday loans.

Payday Loans in Downey, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is easy and fast to get approved for payday loans in Downey, Idaho. The interest rate will be set specifically for each applicant and will depend on the personal data the consumer entered.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Bank of the West that offers payday loans in Downey, Idaho

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Downey, id work with borrowers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within several hours.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

Let's see

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