El Cajon Jewelry And Loan Payday Loans Review - El Cajon, California

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4.5 47 reviews

935 E Main St, El Cajon, CA 92021, USA
+1 (619) 440-8282
www.elcajonjewelryandloan.com
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–5:30PM

Domain Info

Created Date

2007-03-01

Mailing Address

California

United States

Company Name

EL CAJON JEWELRY AND LOAN

EL CAJON JEWELRY AND LOAN

Testimonials

What people think about El Cajon Jewelry And Loan?

Below you see some of the reviews of our clients.
Note

Important

Now you can read general characteristics of payday loans.

Payday Loans in El Cajon, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in El Cajon, California is are easy to access. The APR is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of El Cajon Jewelry And Loan that offers payday loans in El Cajon, California

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can help people who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can make payments on scheduled.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

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