Wheelhouse Credit Union - El Cajon Payday Loans Review - El Cajon, California

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3.7 10 reviews
Organization owner?
306 Broadway, El Cajon, CA 92021, USA
+1 (619) 297-4835
www.wheelhousecu.com
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2017-11-17

Mailing Address

California

United States

Company Name
Contact Data
Testimonials

Feedback about Wheelhouse Credit Union - El Cajon?

Here you read the feedback of our clients.

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Neal White

Not the first time I use Wheelhouse Credit Union - El Cajon. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Catharine Huels PhD

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Lisette Frami

I addressed Wheelhouse Credit Union - El Cajon. Everything was done fast. Only pleasant impressions remained!

Ms. Margarete Brakus IV

Money was urgently needed. I left an online application in Wheelhouse Credit Union - El Cajon. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Grover Koss

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Fannie Steuber

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in El Cajon, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in El Cajon, California are taken out problem-free. The interest rate is conditional on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Wheelhouse Credit Union - El Cajon help take out a payday loan in El Cajon, California?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in El Cajon, California. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

Let's see

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