Bank of the West Payday Loans Review - El Cajon, California

Your personal information is safe with us
3.6 14 reviews

1234 E Main St, El Cajon, CA 92021, USA
+1 (619) 593-3330
www.bankofthewest.com
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Testimonials

What people think about Bank of the West?

Below you see some of the reviews of our customers.
Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in El Cajon, California

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is easy and fast to get approved for payday loans in El Cajon, California. The APR will be set individually for each case and will depend on the personal information the person provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of the West that offers payday loans in El Cajon, California

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only dare applying for a payday loan if you are sure that you can afford payments in good time.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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