HomeStreet Bank Payday Loans Review - El Cajon, California

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4 6 reviews

368 Broadway, El Cajon, CA 92021, USA
+1 (619) 593-3950
www.homestreet.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-08-21

Mailing Address

601 UNION ST STE 2000

SEATTLE

WA

98101-1378

United States

Company Name

HomeStreet Bank

HomeStreet Bank

Contact Data

it_operations@homestreet.com

+1.2062644161

+1.2063894462

Testimonials

Feedback about HomeStreet Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in El Cajon, California

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in El Cajon, California is taken out simply and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will HomeStreet Bank help take out a payday loan in El Cajon, California?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in El Cajon, ca review this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on a due date and not only resolve current problems, but enhance the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

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