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What people think about Mechanics Bank - El Cerrito Branch?
Had a uncomfortable experience with Angela pries.
Torey Powlowski
I love this branch of Mechanic's Bank.
Prof. Zane Bogisich
Specially staff is very courteous and are always ready to help.
Selina Zulauf
Had a uncomfortable experience with Angela pries.
Torey Powlowski
I love this branch of Mechanic's Bank.
Prof. Zane Bogisich
Specially staff is very courteous and are always ready to help.
Selina Zulauf
Had a uncomfortable experience with Angela pries.
Torey Powlowski
Important
Above there is information about a exact lender. Below you can read common aspects of payday loans.
Payday Loans in El Cerrito, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
It is simple and fast to get approved for payday loans in El Cerrito, California. The APR will be set specifically for each person and will depend on the personal information the consumer filled in.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Mechanics Bank - El Cerrito Branch that offers payday loans in El Cerrito, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are assured that you can afford payments in a timely manner.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.
Other Payday Lenders in El Cerrito, California
California Bank & Trust
31924 Crown Valley Rd, Acton, CA 93510, USA
+1 (661) 269-1600
calbanktrust.com
MVP Car Title Loans
3810 Maine Ave, Baldwin Park, CA 91706, USA
+1 (626) 345-7541
mvpautotitleloan.com
Pacific Postal Credit Union
480 Roland Way Suite 101, Oakland, CA 94621, USA
+1 (510) 568-7150
www.ppcu.org
California Check Cashing Stores
20500 Hesperian Blvd, Hayward, CA 94541, USA
+1 (510) 732-9393
www.ccfi.com
California Check Cashing Stores
4156 Monterey Rd #30, San Jose, CA 95111, USA
+1 (408) 578-1150
www.ccfi.com
