Mechanics Bank - El Cerrito Branch Payday Loans Review - El Cerrito, California

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4.2 5 reviews

Organization owner?

9996 San Pablo Ave, El Cerrito, CA 94530, USA

+1 (510) 558-2300

www.mechanicsbank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

What people think about Mechanics Bank - El Cerrito Branch?

Below you read some of the opinions of our clients.

Note

Important

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in El Cerrito, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is simple and fast to get approved for payday loans in El Cerrito, California. The APR will be set specifically for each person and will depend on the personal information the consumer filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Mechanics Bank - El Cerrito Branch that offers payday loans in El Cerrito, California

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are assured that you can afford payments in a timely manner.

To get accepted for a loan, you have to meet the following requirements: