Bank of Stockton (Elk Grove) Payday Loans Review - Elk Grove, California

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4.6 12 reviews

8150 Laguna Blvd, Elk Grove, CA 95758, USA
+1 (916) 405-4800
www.bankofstockton.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-03-04

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

CA

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

Bank of Stockton

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Testimonials

What people think about Bank of Stockton (Elk Grove)?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Elk Grove, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Elk Grove, California. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of Stockton (Elk Grove) that offers payday loans in Elk Grove, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the cash advance loan even before applying.

Let's see

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