North Island Credit Union Payday Loans Review - Encinitas, California

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5 reviews

Organization owner?

288 N El Camino Real, Encinitas, CA 92024, USA

+1 (800) 334-8788

northisland.ccu.com

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

Feedback about North Island Credit Union?

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Above-shown info provides the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Encinitas, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Encinitas, California is taken out simply and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will North Island Credit Union help issue a payday loan in Encinitas, California?

Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Encinitas, California may help enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see