Heritage Community Credit Union - Folsom Payday Loans Review - Folsom, California

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3.6 8 reviews

Organization owner?

707 E Bidwell St, Folsom, CA 95630, USA

+1 (916) 364-1700

www.heritageccu.com

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

What people think about Heritage Community Credit Union - Folsom?

Below you find some of the testimonials of our clients.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Folsom, Pennsylvania

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Folsom, Pennsylvania is are simple to access. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Advantages of Heritage Community Credit Union - Folsom that offers payday loans in Folsom, Pennsylvania

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Folsom, pa work with consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if successful could have the funds in your account within the hour.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the loan even before applying.

Let's see