J & L Check Cashing Payday Loans Review - Fresno, California

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4.8 10 reviews

Organization owner?

2819 W Clinton Ave #103, Fresno, CA 93705, USA

+1 (559) 441-1807

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–6PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Testimonials

What people think about J & L Check Cashing?

Below you find some of the opinions of our clients.

Note

Important

Above there is information about a precise company. Below you can see common aspects of payday loans.

Payday Loans in Fresno, Ohio

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Fresno, Ohio is are simple to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of J & L Check Cashing that offers payday loans in Fresno, Ohio

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see