Mechanics Bank - Fresno Branch Payday Loans Review - Fresno, California

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3 9 reviews

45 E River Park Pl W Suite 108, Fresno, CA 93720, USA
+1 (559) 447-7900
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

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CA

REDACTED FOR PRIVACY

United States

Company Name

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Contact Data

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Testimonials

What people think about Mechanics Bank - Fresno Branch?

Below you read some of the opinions of our clients.
Note

Pay Attention

Above there is information about a precise lender. Below you can see common aspects of payday loans.

Payday Loans in Fresno, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Fresno, Ohio. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Mechanics Bank - Fresno Branch that offers payday loans in Fresno, Ohio

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Fresno, oh work with borrowers with poor credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the funds in your account within a few hours.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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