Balboa Thrift and Loan Payday Loans Review - Fresno, California

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2.3 12 reviews

Organization owner?

7060 N Marks Ave UNIT 107, Fresno, CA 93711, USA

+1 (559) 448-8553

www.balboathrift.com

Thursday

9AM–4:45PM

Friday

9AM–4:45PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4:45PM

Tuesday

9AM–4:45PM

Wednesday

9AM–4:45PM

Domain Info

Mailing Address

865 AMENA CT

CHULA VISTA

91910-7802

United States

Contact Data

itsupport@balboathrift.com

+1.6193977700

Testimonials

What people think about Balboa Thrift and Loan?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Fresno, Ohio

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Fresno, Ohio. The interest rate will be set specifically for each person and will depend on the personal details the borrower provided.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Balboa Thrift and Loan that offers payday loans in Fresno, Ohio

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see