Bank of the West Payday Loans Review - Gilroy, California

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3.8 10 reviews

7865 Monterey Rd, Gilroy, CA 95020, USA
+1 (408) 847-2919
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

Feedback about Bank of the West?

Here you see the feedback of our customers.
Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Gilroy, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Gilroy, California is taken out simply and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a payday loan in Gilroy, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Gilroy, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

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