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What people think about Mechanics Bank - Goleta Branch?
Weird name awful service.
Dr. Sasha Bayer I
They staff are professional and courteous.
Mrs. Madelyn Daniel
Good location and drive through available.
Dr. Isaac Nicolas
Weird name awful service.
Dr. Sasha Bayer I
They staff are professional and courteous.
Mrs. Madelyn Daniel
Good location and drive through available.
Dr. Isaac Nicolas
Weird name awful service.
Dr. Sasha Bayer I
Important
Above there is information about a definite loan provider. Below you can see common features of payday loans.
Payday Loans in Goleta, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Goleta, California is are simple to access. The interest rate is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Mechanics Bank - Goleta Branch that offers payday loans in Goleta, California
- 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.
Other Payday Lenders in Goleta, California
Financial Engines Advisor Center
2100 Geng Rd Suite 210, Palo Alto, CA 94303, USA
+1 (408) 970-0555
financialengines.com
OneWest Bank
78-010 Main St Suite 100, La Quinta, CA 92253, USA
+1 (760) 771-3498
www.onewestbank.com
ACE Cash Express
7900 El Cajon Blvd ste h, La Mesa, CA 91942, USA
+1 (619) 337-2858
www.acecashexpress.com
Action Lending
4500 Campus Dr, Newport Beach, CA 92660, USA
Bank of the West
480 Columbus Ave, San Francisco, CA 94133, USA
+1 (415) 982-1344
www.bankofthewest.com
Swift Title Loans Clearlake
15085 Olympic Dr, Clearlake, CA 95422, USA
+1 (707) 209-7009
cartitleloansla.com