Smiley Services Check Cashing Payday Loans Review - Grass Valley, California

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4.9 7 reviews

157 Joerschke Dr, Grass Valley, CA 95945, USA
+1 (530) 477-8833
Friday
9:30AM–6:30PM
Saturday
10AM–5:30PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Grass Valley, California

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Grass Valley, California is taken out easily and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Smiley Services Check Cashing help issue a loan in Grass Valley, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Grass Valley, ca will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

Other Payday Lenders in Grass Valley, California

CoastHills Credit Union

542 W Tefft St, Nipomo, CA 93444, USA

+1 (805) 733-7600

www.coasthills.coop

Chase Bank

3449 Castro Valley Blvd, Castro Valley, CA 94546, USA

+1 (510) 889-5129

locator.chase.com

Payday Money Centers- Santa Ana

1701 E McFadden Ave # E, Santa Ana, CA 92705, USA

+1 (714) 835-4116

www.paydaymoneycenters.com

Central Coast Federal Credit Union

900 S Main St, Salinas, CA 93901, USA

+1 (831) 393-3480

www.centcoastfcu.com

check n go, Check `n Go

Baldwin Park, CA 91706, USA

+1 (626) 856-3550

Bank of the West

134 S Maag Ave, Oakdale, CA 95361, USA

+1 (209) 847-8101

www.bankofthewest.com

Payday Money Centers- Encinitas

206 N El Camino Real, Encinitas, CA 92024, USA

+1 (760) 942-0566

www.paydaymoneycenters.com

Bank of the West

5201 California Ave, Bakersfield, CA 93309, USA

+1 (661) 327-5345

www.bankofthewest.com

5 Star Car Title Loans

952 S Lorena St, Los Angeles, CA 90023, USA

+1 (323) 745-8494

5starloans.com