Advance America Payday Loans Review - Grover Beach, California

Your personal information is safe with us
4.9 54 reviews
Loan agency in Grover Beach, California

1602 W Grand Ave, Grover Beach, CA 93433, USA
+1 (805) 474-8412
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

Feedback about Advance America?

Here you read the feedback of our customers.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with shared information about payday loans.

Payday Loans in Grover Beach, California

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Grover Beach, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Grover Beach, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Grover Beach, California. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Grover Beach, California

Self-Help Federal Credit Union

4029 43rd St Suite 400, San Diego, CA 92105, USA

+1 (877) 369-2828

www.self-helpfcu.org

Bank of the West - ATM

12790 Avenue 416, Orosi, CA 93647, USA

+1 (800) 488-2265

www.bankofthewest.com

1 Hour Car Title Loans Ridgecrest

544 Drummond Ave, Ridgecrest, CA 93555, USA

+1 (442) 294-0084

1hourcartitleloans.com

Mechanics Bank - Cottage Branch

2222 Bath St, Santa Barbara, CA 93105, USA

+1 (805) 682-3999

www.mechanicsbank.com

U.S. Bank Branch

42140 Big Bear Blvd, Big Bear Lake, CA 92315, USA

+1 (909) 866-9720

locations.usbank.com

Alaska USA Federal Credit Union

18985 Bear Valley Rd Ste 1, Apple Valley, CA 92308, USA

+1 (800) 525-9094

www.alaskausa.org

ATM Opus Bank

17672 Yorba Linda Blvd, Yorba Linda, CA 92886, USA

+1 (800) 627-3999

www.opusbank.com

PLS Check Cashing Store

6801 Van Nuys, CA 91405, USA

+1 (818) 650-5500

pls247.com

Bank of America ATM

3044 Sacramento St, Placerville, CA 95667, USA

+1 (844) 401-8500

locators.bankofamerica.com