Westamerica Bank Payday Loans Review - Hanford, California

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3 8 reviews

Organization owner?

890 W Lacey Blvd, Hanford, CA 93230, USA

+1 (559) 585-6683

www.westamerica.com

Thursday

9AM–4PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Feedback about Westamerica Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Hanford, California

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out payday loans in Hanford, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help take out a loan in Hanford, California?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Hanford, ca consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on schedule and not only resolve current issues, but improve the credit rating.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see