Union Bank Payday Loans Review - Hanford, California

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4 reviews

Organization owner?

Hanford, CA 93230, USA

www.unionbank.com

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

What people think about Union Bank?

Below you get acquainted with some of the opinions of our clients.

Note

Important

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Hanford, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Hanford, California. The interest rate will be set individually for each consumer and will depend on the personal data the borrower provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Union Bank that offers payday loans in Hanford, California

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

Let's see