Bank of the West Payday Loans Review - Hayward, California

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3.5 8 reviews

1058 B St, Hayward, CA 94541, USA
+1 (510) 582-5511
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Testimonials

What people think about Bank of the West?

Below you see some of the opinions of our clients.
Note

Important

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Hayward, Wisconsin

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Hayward, Wisconsin is are simple to get. The APR is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Advantages of Bank of the West that offers payday loans in Hayward, Wisconsin

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.

Let's see

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