Kinecta Federal Credit Union - Hermosa Beach Payday Loans Review - Hermosa Beach, California

Your personal information is safe with us
4.9 9 reviews

555 Pier Ave unit b, Hermosa Beach, CA 90254, USA
+1 (800) 854-9846
www.kinecta.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Testimonials

Feedback about Kinecta Federal Credit Union - Hermosa Beach?

Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Hermosa Beach, California

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Hermosa Beach, ca. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Kinecta Federal Credit Union - Hermosa Beach help issue a loan in Hermosa Beach, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Hermosa Beach, California. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Hermosa Beach, California

Farm Credit West

19628 Industry Pkwy Dr, Bakersfield, CA 93308, USA

+1 (661) 399-7360

www.farmcreditwest.com

California Cash Advance

2821 Peck Rd c, South El Monte, CA 91733, USA

+1 (626) 401-2000

www.flexiblefinanceloans.com

Bank of America ATM

841 Tucker Rd, Tehachapi, CA 93561, USA

+1 (844) 401-8500

locators.bankofamerica.com

Westamerica Bank

11240 Pleasant Valley Rd, Penn Valley, CA 95946, USA

+1 (530) 432-7470

www.westamerica.com

PaydayLoanHelp

15751 Brookhurst St Suite #133, Westminster, CA 92683, USA

www.paydayloanhelp.org

ATM Mechanics Bank

1015 Adams St, St Helena, CA 94574, USA

+1 (800) 627-3999

www.mechanicsbank.com

Community West Bank

5827 Hollister Ave, Goleta, CA 93117, USA

+1 (805) 683-4944

www.communitywestbank.com

Montana Capital Car Title Loans

11050 S Prairie Ave unit h, Inglewood, CA 90303, USA

+1 (310) 928-9452

montanacapital.com

Ria Money Transfer - Solano Street Liquor & Grocery

2013 Solano St, Corning, CA 96021, USA

+1 (530) 824-0999

www.riamoneytransfer.com