U.S. Bank ATM - Indio - Ralphs Payday Loans Review - Indio, California

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3.4 5 reviews

Organization owner?

49908 Jefferson St, Indio, CA 92201, USA

+1 (800) 872-2657

usbank.com

Wednesday

10AM–4PM

Thursday

10AM–4PM

Friday

10AM–4PM

Saturday

10AM–4PM

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Domain Info

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Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Indio, California

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Indio, California are issued easily. The interest rate depends on the client's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank ATM - Indio - Ralphs help issue a payday loan in Indio, California?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Indio, ca review this circumstance not a drawback to take out a loan. The customer of a loan should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only handle current problems, but enhance the credit score.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

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