Sunwest Bank – Corporate Headquarters Payday Loans Review - Irvine, California

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4.2 18 reviews

Organization owner?

2050 Main St Suite 300, Irvine, CA 92614, USA

+1 (714) 730-4444

www.sunwestbank.com

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

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Feedback about Sunwest Bank – Corporate Headquarters?

Here you see the reviews of our clients.

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Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Irvine, Pennsylvania

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Irvine, Pennsylvania are taken out problem-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

6% APR small loan cap

How will Sunwest Bank – Corporate Headquarters help take out a payday loan in Irvine, Pennsylvania?

24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Irvine, pa consider this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, take out a loan, pay back the debt on a due date and not only solve current issues, but enhance the credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

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