Caltech Employees Federal Credit Union Payday Loans Review - La Canada Flintridge, California

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4.4 7 reviews

Organization owner?

528 Foothill Blvd, La Cañada Flintridge, CA 91011, USA

+1 (800) 592-3328

www.caltechefcu.org

Tuesday

9AM–4:45PM

Wednesday

9AM–4:45PM

Thursday

9AM–4:45PM

Friday

9AM–4:45PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4:45PM

Domain Info

Feedback about Caltech Employees Federal Credit Union?

Here you get acquainted with the feedback of our clients.

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Pay Attention

Above-specified info offers the details about a definite lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in La Canada Flintridge, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in La Canada Flintridge, California are issued easily. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Caltech Employees Federal Credit Union help take out a loan in La Canada Flintridge, California?

24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in La Canada Flintridge, ca consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on time and not only cope with current issues, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see