USE Credit Union Payday Loans Review - La Jolla, California

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3.6 11 reviews

Organization owner?

3100 Gilman Dr, La Jolla, CA 92093, USA

+1 (866) 873-4968

www.usecu.org

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Domain Info

Feedback about USE Credit Union?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in La Jolla, California

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in La Jolla, ca. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will USE Credit Union help issue a payday loan in La Jolla, California?

24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in La Jolla, ca consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the loan.

Let's see