Umpqua Bank Payday Loans Review - La Mesa, California

Your personal information is safe with us

5 3 reviews

Organization owner?

7777 Alvarado Rd Suite 113, La Mesa, CA 91942, USA

+1 (619) 668-8147

locations.umpquabank.com

Tuesday

Closed

Wednesday

9AM–1PM, 2–4PM

Thursday

Closed

Friday

9AM–1PM, 2–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–1PM, 2–4PM

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in La Mesa, New Mexico

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and quick to issue loans in La Mesa, New Mexico. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

Prohibited

How will Umpqua Bank help issue a payday loan in La Mesa, New Mexico?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial abilities to approve the form. Payday loans in La Mesa, New Mexico may help improve your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

Let's see