U.S. Bank Branch Payday Loans Review - La Quinta, California

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4.4 5 reviews

Organization owner?

78435 CA-111, La Quinta, CA 92253, USA

+1 (760) 564-6661

locations.usbank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in La Quinta, California

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in La Quinta, California are issued easily. The interest percentage depends on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in La Quinta, California?

24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in La Quinta, California. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a real cost of the payday loan.

Let's see