KwikCash Payday Loans Review - Ladera Ranch, California

Your personal information is safe with us
4.8 592 reviews
Loan agency in Rancho Mission Viejo, California

28532 Airoso St, Ladera Ranch, CA 92694, USA
+1 (800) 478-6230
www.kwikcashonline.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2007-07-11

Mailing Address

California

United States

Company Name

KC, Inc.

KC, Inc.

Testimonials

What people think about KwikCash?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common aspects of payday loans.

Payday Loans in Ladera Ranch, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Ladera Ranch, California is are easy to get. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of KwikCash that offers payday loans in Ladera Ranch, California

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see

Other Payday Lenders in Ladera Ranch, California

Amor Pawn Shop

10525 Long Beach Blvd #2570, Lynwood, CA 90262, USA

+1 (323) 564-1500

Tri Counties Bank

700 W Onstott Frontage Rd, Yuba City, CA 95991, USA

+1 (530) 751-8415

branch.tcbk.com

Westamerica Bank

11240 Pleasant Valley Rd, Penn Valley, CA 95946, USA

+1 (530) 432-7470

www.westamerica.com

Champion Financial Services

1001 E Main St, Barstow, CA 92311, USA

+1 (760) 856-5353

www.championcashloans.com

Cal Coastal - A Small Business Lender

221 S Main St #301, Salinas, CA 93901, USA

+1 (831) 424-1099

www.calcoastal.org

ATM - Umpqua Bank

11720 El Camino Real, San Diego, CA 92130, USA

+1 (866) 486-7782

locations.umpquabank.com

One Hour Car Title Loans Lake Elsinore

32245 Mission Trail Rd, Lake Elsinore, CA 92530, USA

+1 (951) 429-3226

1hourcartitleloans.com

Mechanics Bank - Templeton Branch

1025 Las Tablas Rd, Templeton, CA 93465, USA

+1 (805) 434-0629

www.mechanicsbank.com

TCA Financial

600 B St, San Diego, CA 92101, USA

+1 (888) 640-8832