First Bank - Lobby by Appointment Only Payday Loans Review - Laguna Hills, California

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Organization owner?

26562 Moulton Pkwy Suite 62B, Laguna Hills, CA 92653, USA

+1 (949) 448-5180

www.first.bank

Thursday

10AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

10AM–5PM

Domain Info

Feedback about First Bank - Lobby by Appointment Only?

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Pay Attention

Further there will be shown the details about not a exact lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Laguna Hills, California

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Laguna Hills, ca. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Bank - Lobby by Appointment Only help take out a loan in Laguna Hills, California?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Laguna Hills, ca review this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only handle current difficulties, but enhance the credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see