OneWest Bank Payday Loans Review - Laguna Woods, California

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3.5 2 reviews

Organization owner?

24191 Paseo De Valencia Suite A, Laguna Woods, CA 92637, USA

+1 (949) 470-8160

www.onewestbank.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Feedback about OneWest Bank?

Here you see the feedback of our customers.

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Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Laguna Woods, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Laguna Woods, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help issue a payday loan in Laguna Woods, California?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Laguna Woods, California may help level up your credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see