Bank of America (with Drive-thru ATM) Payday Loans Review - Laguna Woods, California

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1.9 32 reviews

Organization owner?

24211 Paseo De Valencia, Laguna Hills, CA 92637, USA

+1 (949) 951-4076

locators.bankofamerica.com

Domain Info

Mailing Address

5000 US HWY 17

Fleming Island

32003

United States

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Testimonials

What people think about Bank of America (with Drive-thru ATM)?

Below you see some of the reviews of our clients.

Note

Pay Attention

The above-given information provides the details about a precise company. The information below is about common information about payday loans.

Payday Loans in Laguna Woods, California

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Laguna Woods, California is are simple to get. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of America (with Drive-thru ATM) that offers payday loans in Laguna Woods, California

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see