CIB Funding II Payday Loans Review - Lake Elsinore, California

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Loan agency in Lake Elsinore, California

Organization owner?

31772 Casino Dr # C, Lake Elsinore, CA 92530, USA

+1 (951) 245-6800

Testimonials

What people think about CIB Funding II?

Below you get acquainted with some of the opinions of our clients.

Note

Pay Attention

Above there is information about a exact company. Below you can review common features of payday loans.

Payday Loans in Lake Elsinore, California

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Lake Elsinore, California. The APR will be set specifically for each consumer and will depend on the personal information the person filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of CIB Funding II that offers payday loans in Lake Elsinore, California

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see