Platinum Jewelry & Loan Inc. Payday Loans Review - Lancaster, California

Your personal information is safe with us

4.9 991 reviews

Organization owner?

44617 Sierra Hwy, Lancaster, CA 93534, USA

+1 (661) 729-5500

www.platinumjewelryloan.com

Thursday

8:30AM–6PM

Friday

8:30AM–6PM

Saturday

8:30AM–5PM

Sunday

10AM–4PM

Monday

8:30AM–6PM

Tuesday

8:30AM–6PM

Wednesday

8:30AM–6PM

Domain Info

Feedback about Platinum Jewelry & Loan Inc.?

Here you grapple with the reviews of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Lancaster, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lancaster, New York is issued easily and quickly. The interest rate is set depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Platinum Jewelry & Loan Inc. help take out a loan in Lancaster, New York?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Lancaster, New York may help level up your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see