California Check Cashing Stores Payday Loans Review - Los Banos, California

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3.8 4 reviews
Loan agency in Los Banos, California

1060 E Pacheco Blvd ste a, Los Banos, CA 93635, USA
+1 (209) 829-0739
www.ccfi.com
Friday
9AM–7PM
Saturday
10AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Testimonials

What people think about California Check Cashing Stores?

Below you find some of the reviews of our customers.
Note

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find general data about payday loans.

Payday Loans in Los Banos, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Los Banos, California is are easy to get. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of California Check Cashing Stores that offers payday loans in Los Banos, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in a timely manner.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Los Banos, California

MoneyGram

5160 Vineland Ave #113, North Hollywood, CA 91601, USA

+1 (818) 753-7527

locations.moneygram.com

Matadors Community Credit Union

20045 Prairie St, Chatsworth, CA 91311, USA

+1 (818) 993-6328

www.matadors.org

Commercial Banking Center

Yuba City, CA 95991, USA

+1 (530) 790-2120

www.umpquabank.com

A Auto Pawn Of California

9483 Camino Ruiz # B, San Diego, CA 92126, USA

+1 (858) 695-6900

Media City Credit Union

1020 W Olive Ave, Burbank, CA 91506, USA

+1 (818) 238-2950

www.mediacitycu.org

Exchange Bank

435 W Napa St, Sonoma, CA 95476, USA

+1 (707) 938-8358

www.exchangebank.com

Yosemite Farm Credit - Administrative Office

806 W Monte Vista Ave, Turlock, CA 95382, USA

+1 (209) 667-2366

www.yosemitefarmcredit.com

Valley First Credit Union

1003 N Central Ave, Tracy, CA 95376, USA

+1 (209) 832-6450

www.valleyfirstcu.org

El Futuro Credit Union

182 N Main St, Porterville, CA 93257, USA

+1 (559) 784-0324

www.self-helpfcu.org